• Accident – Provides 24/7 on and off the job coverage. Help reduce Workman’s Compensation up to 51%! Get cash benefits paid directly to you in as little as one day for trips to Urgent Care, Emergency Room, or your regular doctor for things like stitches, broken bones, concussions, emergency dental work and more!
• Cancer coverage – A Cancer policy offers cash benefits for chemo, radiation, hospital stays and more.  In addition, it pays for those people that have to take you to appointments, as they are loosing time at work too. Pick between a Lump Sum for a set amount or Cash Benefits plan that pays for almost every procedure needed during this difficult time. There is even an option for those that have had Cancer previously.
• Critical Illness – Covers Heart attack, stroke and more.
• Hospital coverage – Get paid for time spent in hospitals for sickness, disease, and childbirth.
• Dental – Pick between a set amount per procedure or a full dental plan that pays for cleanings, fillings, braces, surgeries and more.
• Vision – Two plans available. One pays cash benefits to you for exams, glasses, and some eye surgeries. The other plan pays the doctor directly.
• Short-Term Disability– Protect your paycheck, so you don’t have to worry about paying the rent or mortgage, childcare, prescriptions, car payment and more. Pays you approximately 60% of your pre-taxed pay. Use for short times when unable to work, often 3 months or 6 months of coverage. Also great to cover the time before  Long-Term Disability kicks in.
• Long-Term Disability – This coverage starts at the 12th month of being out-of-work. One would need this coverage while awaiting for Social Security to start up.
• Life Insurance – Pick between Whole and Term coverage. Let me help you determine what is the right amount for your loved ones to maintain the lifestyle they are accustomed to living. Any amount of $10,000-$500,000. *Must pass a health exam and underwriting.
• Final Expense – The average funeral is $10,000-$15,000. This is used for paying for your funeral so your loved ones and friends are not burdened with the cost.
• Health Insurance – coverage for small groups of employees and individuals.
• Telehealth– Don’t have time to go to the doctor or don’t want to pay a large copay? Ask me how Telehealth can help you and your family.
• Prescription drug discounts and more
• Medicare and Long Term Care – coming soon!

*Most products are available on an individual basis.

**Group rates are for businesses with 3 or more employees.